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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL9 years Filed as: LPL FINANCIAL LLC - RPCP Service code 26 | Advisory (Participants) | $24,221 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $650 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,073 | $88,186-34.1% | $165,071-64.8% | $74,459-22.0% |
| Participation rate | 65.0% | 73.1%-8.1pp | 78.6%-13.6pp | 67.2%-2.2pp |
| Annual return | 18.34% | 17.13%+1.2pp | 70.17%-51.8pp | 1369.70%-1351.4pp |
| Employer contribution / active EE | $2,738 | $2,600+5.3% | $4,347-37.0% | $2,626+4.3% |
| Participant deferral / active EE | $4,636 | $4,505+2.9% | $6,035-23.2% | $4,350+6.6% |
| Admin fee / account holder | $324 | $2,234-85.5% | $12,695-97.4% | $1,945-83.3% |