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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,221 | $105,856-67.7% | $90,161-62.0% | $147,586-76.8% |
| Participation rate | 81.8% | 79.7%+2.1pp | 76.9%+4.9pp | 82.8%-1.0pp |
| Annual return | 12.50% | 37.63%-25.1pp | 34.89%-22.4pp | 578.59%-566.1pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,888 | $5,733-49.6% | $5,287-45.4% | $5,439-46.9% |
| Admin fee / account holder | $3,835 | $8,046-52.3% | $5,943-35.5% | $10,886-64.8% |