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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,954 | $107,368+67.6% | $92,915+93.7% | $152,909+17.7% |
| Participation rate | 91.7% | 79.8%+11.9pp | 76.0%+15.7pp | 82.5%+9.2pp |
| Annual return | 22.39% | 145.64%-123.3pp | 109.45%-87.1pp | 345.46%-323.1pp |
| Employer contribution / active EE | $5,315 | $4,222+25.9% | $3,653+45.5% | $4,764+11.6% |
| Participant deferral / active EE | $5,277 | $4,848+8.8% | $4,238+24.5% | $5,851-9.8% |
| Admin fee / account holder | $22,493 | $7,082+217.6% | $5,796+288.1% | $11,601+93.9% |