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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,189 | $60,165+8.4% | $74,184-12.1% | $55,167+18.2% |
| Participation rate | 33.6% | 74.2%-40.5pp | 76.6%-43.0pp | 69.0%-35.4pp |
| Annual return | 6.25% | 10.00%-3.7pp | 17.74%-11.5pp | 169.23%-163.0pp |
| Employer contribution / active EE | $689 | $1,600-56.9% | $2,370-70.9% | $1,963-64.9% |
| Participant deferral / active EE | $1,529 | $2,973-48.6% | $3,550-56.9% | $3,054-49.9% |
| Admin fee / account holder | $1,989 | $419+374.4% | $5,586-64.4% | $504+294.8% |