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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,595 | $72,486+52.6% | $87,103+27.0% | $72,976+51.5% |
| Participation rate | 82.7% | 72.8%+9.9pp | 76.9%+5.8pp | 69.5%+13.2pp |
| Annual return | 15.71% | 24.46%-8.7pp | 28.19%-12.5pp | 81.02%-65.3pp |
| Employer contribution / active EE | $1,728 | $1,894-8.7% | $2,521-31.5% | $2,440-29.2% |
| Participant deferral / active EE | $5,073 | $3,270+55.1% | $4,049+25.3% | $3,608+40.6% |
| Admin fee / account holder | $25,436 | $5,055+403.2% | $7,491+239.5% | $5,124+396.4% |