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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,651 | $93,117+228.2% | $77,096+296.5% | $134,532+127.2% |
| Participation rate | 95.0% | 74.5%+20.5pp | 67.9%+27.1pp | 81.2%+13.8pp |
| Annual return | -19.35% | 62.67%-82.0pp | 42.35%-61.7pp | 418.27%-437.6pp |
| Employer contribution / active EE | $8,280 | $3,420+142.1% | $2,814+194.2% | $4,741+74.7% |
| Participant deferral / active EE | $7,760 | $5,241+48.1% | $4,429+75.2% | $6,401+21.2% |
| Admin fee / account holder | $15,777 | $6,948+127.1% | $5,428+190.6% | $11,429+38.0% |