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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,439 | $97,020-58.3% | $83,322-51.5% | $135,379-70.1% |
| Participation rate | 84.6% | 80.4%+4.2pp | 77.8%+6.9pp | 82.6%+2.0pp |
| Annual return | -5.49% | 12.31%-17.8pp | 10.64%-16.1pp | 519.79%-525.3pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,035 | $5,964-65.9% | $5,565-63.4% | $5,609-63.7% |
| Admin fee / account holder | $511 | $8,426-93.9% | $7,540-93.2% | $10,828-95.3% |