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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,504 | $79,961+69.5% | $98,462+37.6% | $75,177+80.2% |
| Participation rate | 89.3% | 70.4%+18.9pp | 75.2%+14.1pp | 67.2%+22.1pp |
| Annual return | 20.71% | 19.75%+1.0pp | 21.17%-0.5pp | 160.75%-140.0pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,168 | $3,753+11.1% | $4,738-12.0% | $4,126+1.0% |
| Admin fee / account holder | $9,513 | $6,842+39.0% | $8,875+7.2% | $5,651+68.3% |