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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,184 | $123,155+108.8% | $108,753+136.5% | $155,188+65.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 15.91% | 44.73%-28.8pp | 37.47%-21.6pp | 148.84%-132.9pp |
| Employer contribution / active EE | $10,544 | $2,811+275.1% | $2,427+334.5% | $4,248+148.2% |
| Participant deferral / active EE | $7,626 | $4,623+64.9% | $4,115+85.3% | $6,531+16.8% |
| Admin fee / account holder | $2,977 | $12,126-75.4% | $10,320-71.1% | $14,480-79.4% |