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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,002 | $106,247-65.2% | $96,515-61.7% | $139,466-73.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 7.86% | 38.47%-30.6pp | 35.73%-27.9pp | 373.66%-365.8pp |
| Employer contribution / active EE | $2,278 | $4,106-44.5% | $3,740-39.1% | $4,754-52.1% |
| Participant deferral / active EE | $3,711 | $5,456-32.0% | $4,880-23.9% | $6,712-44.7% |
| Admin fee / account holder | $17,783 | $7,885+125.5% | $6,735+164.0% | $11,409+55.9% |