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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,290 | $93,346+34.2% | $71,796+74.5% | $273,970-54.3% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.1%+20.9pp | 83.0%+7.0pp |
| Annual return | 7.42% | 130.39%-123.0pp | 78.04%-70.6pp | 41.46%-34.0pp |
| Employer contribution / active EE | $2,110 | $2,733-22.8% | $1,924+9.6% | $4,869-56.7% |
| Participant deferral / active EE | $6,416 | $3,475+84.6% | $2,794+129.6% | $5,287+21.4% |
| Admin fee / account holder | $8,749 | $6,571+33.1% | $4,815+81.7% | $10,132-13.7% |