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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP2 years Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $21,591 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,158 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,502 | $55,122+84.1% | $104,639-3.0% | $73,497+38.1% |
| Participation rate | 64.6% | 67.7%-3.1pp | 74.1%-9.5pp | 70.7%-6.1pp |
| Annual return | 17.37% | 24.77%-7.4pp | 340.67%-323.3pp | 28.51%-11.1pp |
| Employer contribution / active EE | $3,462 | $1,464+136.4% | $2,682+29.1% | $2,270+52.5% |
| Participant deferral / active EE | $1,336 | $2,919-54.2% | $3,738-64.3% | $3,740-64.3% |
| Admin fee / account holder | $325 | $423-23.1% | $6,465-95.0% | $513-36.6% |