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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP6 years Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $26,956 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,477 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,991 | $59,006+54.2% | $97,295-6.5% | $74,478+22.2% |
| Participation rate | 61.0% | 63.7%-2.7pp | 72.7%-11.7pp | 67.2%-6.2pp |
| Annual return | 13.36% | 16.04%-2.7pp | 75.62%-62.3pp | 1370.56%-1357.2pp |
| Employer contribution / active EE | $2,591 | $1,894+36.8% | $2,723-4.8% | $2,626-1.3% |
| Participant deferral / active EE | $1,548 | $3,671-57.8% | $4,264-63.7% | $4,350-64.4% |
| Admin fee / account holder | $374 | $1,974-81.1% | $5,646-93.4% | $1,946-80.8% |