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| Provider | Service type | Compensation |
|---|---|---|
M HOLDINGS SECURITIES INC6 years Filed as: M HOLDINGS SECURITIES INC. Service code 27 · EIN 91-1802259 | Advisory (Plan) | $27,601 |
STANCORP FINANCIAL GROUP9+ years Service code 10 · EIN 93-1253576 | Accounting | $14,407 |
HUNNEX AND SHOEMAKER, INC.5 years Filed as: HUNNEX & SHOEMAKER Service code 27 · EIN 91-1072394 | Advisory (Plan) | $3,360 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,767 | $57,752+38.1% | $112,273-29.0% | $71,511+11.5% |
| Participation rate | 54.4% | 58.8%-4.5pp | 72.4%-18.1pp | 67.9%-13.6pp |
| Annual return | 13.60% | 18.25%-4.7pp | 30.23%-16.6pp | 28.86%-15.3pp |
| Employer contribution / active EE | $1,733 | $1,912-9.4% | $3,431-49.5% | $2,589-33.1% |
| Participant deferral / active EE | $3,198 | $2,860+11.8% | $4,800-33.4% | $4,291-25.5% |
| Admin fee / account holder | $597 | $1,586-62.4% | $7,752-92.3% | $1,588-62.4% |