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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,438 | $62,393+64.2% | $120,580-15.0% | $74,478+37.5% |
| Participation rate | 61.2% | 56.8%+4.4pp | 72.0%-10.8pp | 67.2%-6.0pp |
| Annual return | 11.84% | 18.61%-6.8pp | 107.48%-95.6pp | 1370.56%-1358.7pp |
| Employer contribution / active EE | $2,049 | $1,845+11.1% | $3,469-40.9% | $2,626-22.0% |
| Participant deferral / active EE | $3,971 | $2,886+37.6% | $4,995-20.5% | $4,350-8.7% |
| Admin fee / account holder | $11,429 | $2,396+377.0% | $9,418+21.3% | $1,946+487.3% |