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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,438 | $62,409+64.1% | $120,368-14.9% | $74,546+37.4% |
| Participation rate | 61.2% | 56.8%+4.4pp | 71.9%-10.7pp | 67.2%-6.0pp |
| Annual return | 11.84% | 18.62%-6.8pp | 107.26%-95.4pp | 1366.03%-1354.2pp |
| Employer contribution / active EE | $2,049 | $1,847+11.0% | $3,465-40.9% | $2,624-21.9% |
| Participant deferral / active EE | $3,971 | $2,888+37.5% | $4,991-20.4% | $4,347-8.7% |
| Admin fee / account holder | $11,429 | $2,394+377.5% | $9,429+21.2% | $1,944+488.0% |