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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,437 | $107,368-73.5% | $92,915-69.4% | $152,909-81.4% |
| Participation rate | 8.3% | 79.8%-71.5pp | 76.0%-67.7pp | 82.5%-74.1pp |
| Annual return | 16.69% | 145.64%-128.9pp | 109.45%-92.8pp | 345.46%-328.8pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,000 | $4,848-58.7% | $4,238-52.8% | $5,851-65.8% |
| Admin fee / account holder | $372 | $7,082-94.8% | $5,796-93.6% | $11,601-96.8% |