See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC3 years Service code 12 · EIN 23-3038464 | Claims processing; Contract Administr... | $30,111 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,375 | $91,762-76.7% | $67,502-68.3% | $77,643-72.5% |
| Participation rate | 53.7% | 75.9%-22.2pp | 72.9%-19.2pp | 70.6%-16.9pp |
| Annual return | 20.31% | 14.87%+5.4pp | 3512.12%-3491.8pp | 31.24%-10.9pp |
| Employer contribution / active EE | $753 | $3,181-76.3% | $2,731-72.4% | $2,726-72.4% |
| Participant deferral / active EE | $1,763 | $3,903-54.8% | $4,000-55.9% | $4,647-62.1% |
| Admin fee / account holder | $162 | $176-7.9% | $3,998-95.9% | $430-62.4% |