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| Provider | Service type | Compensation |
|---|---|---|
HFG TRUST LLC5 years Filed as: HFG TRUST Service code 26 · EIN 47-5621000 8131 W. GRANDRIDGE BLVD., SUITE 201 · KENNEWICK, WA 99336 | Advisory (Participants) | $37,953 |
RANDALL & HURLEY, INC.5 years Service code 13 · EIN 91-1661080 1328 N WHITMAN LANE · LIBERTY LAKE, WA 99019 | Contract Administrator | $24,302 |
MATRIX TRUST COMPANY5 years Service code 19 · EIN 75-3182674 717 17TH STREET · DENVER, CO 80202 | Securities Custodian | $5,462 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,287 | $45,126+71.3% | $85,187-9.3% | $74,459+3.8% |
| Participation rate | 100.0% | 49.4%+50.6pp | 67.5%+32.5pp | 67.2%+32.8pp |
| Annual return | 11.60% | 26.30%-14.7pp | 66.67%-55.1pp | 1369.70%-1358.1pp |
| Employer contribution / active EE | $3,777 | $1,460+158.7% | $2,732+38.2% | $2,626+43.8% |
| Participant deferral / active EE | $5,297 | $2,738+93.4% | $4,525+17.1% | $4,350+21.8% |
| Admin fee / account holder | $458 | $2,212-79.3% | $6,162-92.6% | $1,945-76.5% |