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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,734 | $213,785-32.8% | $185,441-22.5% | $155,188-7.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 5.22% | 19.97%-14.7pp | 20.16%-14.9pp | 148.84%-143.6pp |
| Employer contribution / active EE | $2,571 | $5,393-52.3% | $4,672-45.0% | $4,248-39.5% |
| Participant deferral / active EE | $5,245 | $6,864-23.6% | $6,152-14.7% | $6,531-19.7% |
| Admin fee / account holder | $137,598 | $21,134+551.1% | $17,890+669.1% | $14,480+850.3% |