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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,903 | $138,076+32.5% | $123,553+48.0% | $135,380+35.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 9.75% | 153.70%-143.9pp | 119.21%-109.5pp | 519.81%-510.1pp |
| Employer contribution / active EE | $3,359 | $5,152-34.8% | $4,628-27.4% | $4,779-29.7% |
| Participant deferral / active EE | $9,172 | $6,800+34.9% | $6,426+42.7% | $5,609+63.5% |
| Admin fee / account holder | $20,085 | $10,917+84.0% | $9,284+116.3% | $10,828+85.5% |