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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,070 | $167,362-71.9% | $143,799-67.3% | $134,532-65.0% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -15.68% | 0.47%-16.2pp | -0.04%-15.6pp | 418.27%-433.9pp |
| Employer contribution / active EE | $1,338 | $5,620-76.2% | $4,952-73.0% | $4,741-71.8% |
| Participant deferral / active EE | $2,991 | $6,447-53.6% | $5,638-47.0% | $6,401-53.3% |
| Admin fee / account holder | $4,391 | $18,094-75.7% | $14,677-70.1% | $11,429-61.6% |