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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,862 | $127,387+111.8% | $115,038+134.6% | $125,389+115.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.83% | 31.28%-35.1pp | 26.14%-30.0pp | 282.24%-286.1pp |
| Employer contribution / active EE | $5,695 | $5,166+10.2% | $4,608+23.6% | $4,866+17.0% |
| Participant deferral / active EE | $13,794 | $6,423+114.8% | $6,026+128.9% | $5,352+157.7% |
| Admin fee / account holder | $2,077 | $9,516-78.2% | $8,175-74.6% | $9,541-78.2% |