Retirement plan

THE COLUMBIAN EMPLOYEES' PROFIT SHARING PLAN

Name: THE COLUMBIAN PUBLISHING COMPANY - THE COLUMBIAN EMPLOYEES' PROFIT SHARING PLAN (2024) Form 5500
Creator: THE COLUMBIAN PUBLISHING COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE COLUMBIAN EMPLOYEES' PROFIT SHARING PLAN, THE COLUMBIAN PUBLISHING COMPANY

THE COLUMBIAN PUBLISHING COMPANYEIN 91-0452320Plan #004PY 2024

701 WEST 8TH STREET - VANCOUVER, WA 98660360-735-4431

Prospect flagsLow returnsHigh feesLow participationCorrective distributions

How to read this page

Total assets (EOY)

$19.2M

-22.0% from 2023

Total participants

167

-8.2% from 2023

Average account balance

$147,662

-19.0% from 2023

Annual return

11.20%

-5.59 pp from 2023

Benchmarks

See 3,230 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants25-99

Cohort3,230 peers

Snapshot2024

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Analytics

Total assets (EOY)

Plan-year ending balance

$19.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$148K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

130

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

60.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$392K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$470

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.8 years Service code 15 · EIN 27-2037969	Recordkeeping	$24,802
MOSS ADAMS LLP1 year Filed as: MOSS ADAMS. Service code 10 805 SW BROADWAY · PORTLAND, OR 97205	Accounting	$19,425
RVK, INC.2 years Filed as: RV KUHNS & ASSOCIATES, INC. Service code 27 1211 SW 5TH · PORTLAND, OR 97204	Advisory (Plan)	$16,813

Plan features & details

Pension benefit codes2A2E3D2G2J2K2F2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$61K

$649 / participant

Investment mgmt$17K27.5%
Contract admin$25K40.6%
Other / not subdivided$19K31.8%

% of EOY assets

0.318%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BAKER TILLY US, LLP
Auditor EIN: 301413443
Audit fees: $19,425
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$147,662

$77,503+90.5%

$100,391+47.1%

$80,856+82.6%

Participation rate

60.6%

76.9%-16.3pp

81.5%-20.8pp

67.6%-7.0pp

Annual return

11.20%

37.20%-26.0pp

49.20%-38.0pp

35.59%-24.4pp

Employer contribution / active EE

$1,017

$2,801-63.7%

$3,942-74.2%

$2,755-63.1%

Participant deferral / active EE

$3,158

$6,820-53.7%

$8,082-60.9%

$4,296-26.5%

Admin fee / account holder

$470

$5,897-92.0%

$7,899-94.1%

$6,918-93.2%

Provider

Service type

Compensation

NEWPORT GROUP, INC.8 years

Service code 15 · EIN 27-2037969

Recordkeeping

$24,802

MOSS ADAMS LLP1 year

Filed as: MOSS ADAMS.

Service code 10

805 SW BROADWAY · PORTLAND, OR 97205

Accounting

$19,425

RVK, INC.2 years

Filed as: RV KUHNS & ASSOCIATES, INC.

Service code 27

1211 SW 5TH · PORTLAND, OR 97204

Advisory (Plan)

$16,813

THE COLUMBIAN EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE COLUMBIAN EMPLOYEES' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion