Retirement plan

BLUE BIRD, INC. CAPITAL ACCUMULATION PLAN

Name: BLUE BIRD, INC. - BLUE BIRD, INC. CAPITAL ACCUMULATION PLAN (2018) Form 5500
Creator: BLUE BIRD, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BLUE BIRD, INC. CAPITAL ACCUMULATION PLAN, BLUE BIRD, INC.

BLUE BIRD, INC.EIN 91-0363620Plan #001PY 2018

P.O. BOX 378 - PESHASTIN, WA 98841509-548-1700bluebirdpears.comLinkedIn501-1000 employeesfood production

Prospect flagsHigh feesLow participationLow employer contributionLow fidelity bond

Top hat statement on fileNQDC

Filed October 23, 2020

Plan administrator

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PO Box 378

Peshastin, WA 98847

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Plans declared (1)

Blue Bird, Inc. Non-Qualified Deferred Compensation Plan1 emp

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Total assets (EOY)

$4.3M

-6.5% from 2017

Total participants

397

-8.7% from 2017

Average account balance

$57,572

-6.5% from 2017

Annual return

-5.90%

-20.59 pp from 2017

Benchmarks

See 241 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants250-999

Cohort241 peers

Snapshot2018

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Analytics

Total assets (EOY)

Plan-year ending balance

$4.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

16.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$271K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$407

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
USI CONSULTING GROUP1 year Filed as: USI ADVISORS, INC. Service code 26 · EIN 06-1397347	Advisory (Participants)	$35,835
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO., INC Service code 18	Shareholder servicing fees; Custodial...	$0
CHARLES SCHWAB & CO., INC.4+ years Service code 18 · EIN 94-1737782	Shareholder servicing fees; Custodial...	$0
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 42-1558009	Custodial (securities); Investment ma...	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$36K

$96 / participant

Investment mgmt$36K100.0%

% of EOY assets

0.841%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CORDELL NEHER & COMPANY
Auditor EIN: 910363620
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$57,572

$107,440-46.4%

$105,738-45.6%

$55,725+3.3%

Participation rate

13.9%

55.5%-41.6pp

76.3%-62.5pp

70.9%-57.0pp

Annual return

-5.90%

-0.59%-5.3pp

6.27%-12.2pp

244.93%-250.8pp

Employer contribution / active EE

$250

$1,448-82.7%

$3,268-92.4%

$2,078-88.0%

Participant deferral / active EE

$821

$2,171-62.2%

$4,080-79.9%

$3,356-75.5%

Admin fee / account holder

$484

$283+70.9%

$6,913-93.0%

$115+320.4%

Provider

Service type

Compensation

USI CONSULTING GROUP1 year

Filed as: USI ADVISORS, INC.

Service code 26 · EIN 06-1397347

Advisory (Participants)

$35,835

CHARLES SCHWAB & CO., INC.4+ years

Filed as: CHARLES SCHWAB & CO., INC

Service code 18

Shareholder servicing fees; Custodial...

CHARLES SCHWAB & CO., INC.4+ years

Service code 18 · EIN 94-1737782

Shareholder servicing fees; Custodial...

CHARLES SCHWAB & CO., INC.4+ years

Filed as: CHARLES SCHWAB BANK

Service code 18 · EIN 42-1558009

Custodial (securities); Investment ma...

BLUE BIRD, INC. CAPITAL ACCUMULATION PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BLUE BIRD, INC. CAPITAL ACCUMULATION PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion