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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,118 | $92,766-69.7% | $82,763-66.0% | $134,545-79.1% |
| Participation rate | 53.3% | 75.2%-21.9pp | 72.6%-19.2pp | 81.2%-27.9pp |
| Annual return | -19.72% | 946.97%-966.7pp | 702.45%-722.2pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,446 | $3,273-55.8% | $3,008-51.9% | $4,742-69.5% |
| Participant deferral / active EE | $4,005 | $4,802-16.6% | $4,395-8.9% | $6,401-37.4% |
| Admin fee / account holder | $856 | $5,978-85.7% | $5,325-83.9% | $11,431-92.5% |