Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,064 | $53,162-19.0% | $91,227-52.8% | $68,490-37.1% |
| Participation rate | 35.5% | 63.2%-27.7pp | 73.2%-37.7pp | 67.9%-32.4pp |
| Annual return | -16.82% | -3.14%-13.7pp | 114.14%-131.0pp | -7.85%-9.0pp |
| Employer contribution / active EE | $605 | $1,709-64.6% | $2,851-78.8% | $2,597-76.7% |
| Participant deferral / active EE | $2,534 | $2,974-14.8% | $4,234-40.2% | $4,028-37.1% |
| Admin fee / account holder | $2,243 | $4,493-50.1% | $5,423-58.6% | $5,403-58.5% |