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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,235 | $150,346+41.2% | $120,524+76.1% | $145,877+45.5% |
| Participation rate | 87.5% | 78.8%+8.7pp | 71.9%+15.6pp | 80.3%+7.2pp |
| Annual return | 6.92% | 154.40%-147.5pp | 107.36%-100.4pp | 551.28%-544.4pp |
| Employer contribution / active EE | $11,992 | $4,353+175.5% | $3,469+245.7% | $4,663+157.2% |
| Participant deferral / active EE | $5,408 | $6,172-12.4% | $4,994+8.3% | $6,691-19.2% |
| Admin fee / account holder | $50,342 | $12,215+312.1% | $9,440+433.3% | $13,402+275.6% |