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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,749 | $110,083-69.3% | $151,645-77.7% | $68,490-50.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -17.89% | -10.12%-7.8pp | 3.34%-21.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $4,328 | $4,470-3.2% | $6,165-29.8% | $2,597+66.7% |
| Participant deferral / active EE | $5,661 | $6,526-13.3% | $8,363-32.3% | $4,028+40.5% |
| Admin fee / account holder | $542 | $7,718-93.0% | $11,614-95.3% | $5,403-90.0% |