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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,129 | $162,136+176.4% | $152,301+194.2% | $154,746+189.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | -23.19% | 91.02%-114.2pp | 80.50%-103.7pp | 172.34%-195.5pp |
| Employer contribution / active EE | $25,790 | $4,890+427.4% | $4,624+457.7% | $4,379+488.9% |
| Participant deferral / active EE | $22,875 | $8,341+174.3% | $8,004+185.8% | $6,730+239.9% |
| Admin fee / account holder | $21,017 | $15,759+33.4% | $14,398+46.0% | $14,365+46.3% |