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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,129 | $154,228+190.6% | $145,433+208.1% | $137,256+226.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | -23.19% | 74.59%-97.8pp | 66.58%-89.8pp | 220.34%-243.5pp |
| Employer contribution / active EE | $25,790 | $4,804+436.8% | $4,554+466.3% | $4,156+520.5% |
| Participant deferral / active EE | $22,875 | $8,216+178.4% | $7,897+189.7% | $6,407+257.0% |
| Admin fee / account holder | $21,017 | $14,344+46.5% | $13,129+60.1% | $12,270+71.3% |