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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,372 | $111,785+27.4% | $93,669+52.0% | $145,877-2.4% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 13.88% | 203.79%-189.9pp | 133.59%-119.7pp | 551.28%-537.4pp |
| Employer contribution / active EE | $7,726 | $3,096+149.6% | $2,424+218.8% | $4,663+65.7% |
| Participant deferral / active EE | $8,889 | $4,919+80.7% | $4,416+101.3% | $6,691+32.9% |
| Admin fee / account holder | $481 | $10,256-95.3% | $8,291-94.2% | $13,402-96.4% |