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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,813 | $184,000-87.1% | $162,185-85.3% | $152,909-84.4% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 0.00% | 150.80%-150.8pp | 115.61%-115.6pp | 345.46%-345.5pp |
| Employer contribution / active EE | $2,200 | $6,370-65.5% | $5,613-60.8% | $4,764-53.8% |
| Participant deferral / active EE | $7,654 | $8,033-4.7% | $7,297+4.9% | $5,851+30.8% |
| Admin fee / account holder | $31,688 | $13,124+141.4% | $10,844+192.2% | $11,601+173.2% |