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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,219 | $106,267-86.6% | $96,520-85.3% | $139,456-89.8% |
| Participation rate | 88.2% | 77.8%+10.4pp | 74.3%+13.9pp | 80.3%+7.9pp |
| Annual return | 19.81% | 38.45%-18.6pp | 35.72%-15.9pp | 373.45%-353.6pp |
| Employer contribution / active EE | $1,995 | $4,105-51.4% | $3,739-46.6% | $4,753-58.0% |
| Participant deferral / active EE | $5,080 | $5,454-6.9% | $4,879+4.1% | $6,711-24.3% |
| Admin fee / account holder | $1,758 | $7,882-77.7% | $6,733-73.9% | $11,407-84.6% |