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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,329 | $176,105-79.9% | $159,474-77.8% | $167,536-78.9% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 16.28% | 331.91%-315.6pp | 263.68%-247.4pp | 478.82%-462.5pp |
| Employer contribution / active EE | $3,171 | $5,299-40.1% | $4,831-34.3% | $4,839-34.5% |
| Participant deferral / active EE | $5,702 | $7,751-26.4% | $7,353-22.5% | $6,342-10.1% |
| Admin fee / account holder | $4,083 | $12,559-67.5% | $10,802-62.2% | $12,315-66.8% |