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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,854 | $162,136-63.1% | $152,301-60.7% | $154,746-61.3% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 21.18% | 91.02%-69.8pp | 80.50%-59.3pp | 172.34%-151.2pp |
| Employer contribution / active EE | $1,415 | $4,890-71.1% | $4,624-69.4% | $4,379-67.7% |
| Participant deferral / active EE | $7,534 | $8,341-9.7% | $8,004-5.9% | $6,730+11.9% |
| Admin fee / account holder | $516 | $15,759-96.7% | $14,398-96.4% | $14,365-96.4% |