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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,461 | $107,363-91.2% | $92,909-89.8% | $152,897-93.8% |
| Participation rate | 44.4% | 79.8%-35.3pp | 76.0%-31.6pp | 82.5%-38.0pp |
| Annual return | 105.45% | 145.63%-40.2pp | 109.44%-4.0pp | 345.43%-240.0pp |
| Employer contribution / active EE | $1,132 | $4,222-73.2% | $3,653-69.0% | $4,764-76.2% |
| Participant deferral / active EE | $2,721 | $4,848-43.9% | $4,238-35.8% | $5,851-53.5% |
| Admin fee / account holder | $52 | $7,082-99.3% | $5,795-99.1% | $11,599-99.5% |