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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,093 | $93,617-77.5% | $135,982-84.5% | $75,177-71.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 21.53% | 30.89%-9.4pp | 68.32%-46.8pp | 160.75%-139.2pp |
| Employer contribution / active EE | $992 | $3,538-72.0% | $4,859-79.6% | $2,671-62.9% |
| Participant deferral / active EE | $7,286 | $6,406+13.7% | $7,760-6.1% | $4,126+76.6% |
| Admin fee / account holder | $1,586 | $6,980-77.3% | $10,767-85.3% | $5,651-71.9% |