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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,503 | $102,422-67.3% | $147,117-77.2% | $80,959-58.6% |
| Participation rate | 84.0% | 75.9%+8.1pp | 82.2%+1.8pp | 67.7%+16.3pp |
| Annual return | 32.62% | 135.16%-102.5pp | 420.54%-387.9pp | 35.67%-3.0pp |
| Employer contribution / active EE | $1,200 | $3,717-67.7% | $4,932-75.7% | $2,757-56.5% |
| Participant deferral / active EE | $9,808 | $6,652+47.4% | $8,065+21.6% | $4,300+128.1% |
| Admin fee / account holder | $2,237 | $7,953-71.9% | $12,993-82.8% | $6,925-67.7% |