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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,767 | $88,672-70.9% | $105,223-75.5% | $82,448-68.7% |
| Participation rate | 77.6% | 67.9%+9.7pp | 75.0%+2.5pp | 68.1%+9.5pp |
| Annual return | 5.81% | 30.86%-25.0pp | 180.65%-174.8pp | 41.64%-35.8pp |
| Employer contribution / active EE | $6,035 | $3,048+98.0% | $3,689+63.6% | $2,551+136.6% |
| Participant deferral / active EE | $239 | $4,036-94.1% | $5,072-95.3% | $4,139-94.2% |
| Admin fee / account holder | $481 | $7,146-93.3% | $8,859-94.6% | $7,234-93.4% |