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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,140 | $86,692-8.7% | $119,634-33.8% | $66,949+18.2% |
| Participation rate | 93.5% | 75.6%+17.9pp | 79.3%+14.2pp | 69.8%+23.6pp |
| Annual return | -17.31% | -8.00%-9.3pp | -14.98%-2.3pp | 1.57%-18.9pp |
| Employer contribution / active EE | $1,499 | $2,536-40.9% | $4,232-64.6% | $2,545-41.1% |
| Participant deferral / active EE | $3,791 | $4,360-13.0% | $5,601-32.3% | $4,239-10.6% |
| Admin fee / account holder | $12,928 | $755+1612.2% | $10,329+25.2% | $594+2078.0% |