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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,753 | $100,970-86.4% | $96,576-85.8% | $137,256-90.0% |
| Participation rate | 93.3% | 82.6%+10.7pp | 81.4%+11.9pp | 80.0%+13.4pp |
| Annual return | 16.73% | 38.16%-21.4pp | 38.47%-21.7pp | 220.34%-203.6pp |
| Employer contribution / active EE | $957 | $3,809-74.9% | $3,553-73.1% | $4,156-77.0% |
| Participant deferral / active EE | $2,763 | $8,286-66.7% | $7,956-65.3% | $6,407-56.9% |
| Admin fee / account holder | $426 | $11,312-96.2% | $11,381-96.3% | $12,270-96.5% |