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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,684 | $232,540-65.7% | $185,117-57.0% | $147,586-46.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 13.15% | 43.03%-29.9pp | 40.50%-27.4pp | 578.59%-565.4pp |
| Employer contribution / active EE | $9,975 | $5,195+92.0% | $4,182+138.5% | $4,876+104.6% |
| Participant deferral / active EE | $8,767 | $5,834+50.3% | $5,045+73.8% | $5,439+61.2% |
| Admin fee / account holder | $4,640 | $10,275-54.8% | $8,159-43.1% | $10,886-57.4% |