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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,670 | $210,698-53.6% | $178,014-45.1% | $145,959-33.1% |
| Participation rate | 92.3% | 80.8%+11.5pp | 77.1%+15.2pp | 80.3%+12.0pp |
| Annual return | 12.42% | 386.27%-373.9pp | 294.80%-282.4pp | 561.95%-549.5pp |
| Employer contribution / active EE | $7,772 | $4,567+70.2% | $3,950+96.8% | $4,661+66.8% |
| Participant deferral / active EE | $4,723 | $6,958-32.1% | $6,276-24.8% | $6,689-29.4% |
| Admin fee / account holder | $846 | $12,016-93.0% | $10,362-91.8% | $13,398-93.7% |