Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,964 |
ADP BROKER-DEALER5 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,421 | $95,438-83.8% | $135,982-88.7% | $74,473-79.3% |
| Participation rate | 54.5% | 78.2%-23.7pp | 81.9%-27.4pp | 70.7%-16.2pp |
| Annual return | 20.57% | 32.61%-12.0pp | 68.32%-47.8pp | 34.36%-13.8pp |
| Employer contribution / active EE | $1,231 | $3,878-68.2% | $4,859-74.7% | $2,638-53.3% |
| Participant deferral / active EE | $2,762 | $7,790-64.5% | $7,760-64.4% | $4,530-39.0% |
| Admin fee / account holder | $17 | $259-93.3% | $10,767-99.8% | $347-95.0% |