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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,003 | $162,821-94.5% | $133,978-93.3% | $158,982-94.3% |
| Participation rate | 77.8% | 83.2%-5.5pp | 79.8%-2.1pp | 82.0%-4.2pp |
| Annual return | 186.20% | 41.95%+144.3pp | 45.10%+141.1pp | 302.99%-116.8pp |
| Employer contribution / active EE | $2,885 | $4,976-42.0% | $3,919-26.4% | $4,763-39.4% |
| Participant deferral / active EE | $5,418 | $5,910-8.3% | $5,047+7.3% | $5,983-9.5% |
| Admin fee / account holder | $4,786 | $11,742-59.2% | $8,930-46.4% | $11,252-57.5% |