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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,352 | $95,915-67.3% | $79,580-60.6% | $134,532-76.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -14.62% | -2.71%-11.9pp | 0.15%-14.8pp | 418.27%-432.9pp |
| Employer contribution / active EE | $12,321 | $3,129+293.8% | $2,413+410.5% | $4,741+159.9% |
| Participant deferral / active EE | $7,477 | $4,693+59.3% | $3,985+87.6% | $6,401+16.8% |
| Admin fee / account holder | $360 | $9,132-96.1% | $6,835-94.7% | $11,429-96.9% |