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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,911 | $169,336-0.8% | $129,384+29.8% | $145,884+15.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 13.58% | 14408.70%-14395.1pp | 9461.77%-9448.2pp | 551.85%-538.3pp |
| Employer contribution / active EE | $16,323 | $5,540+194.6% | $4,153+293.0% | $4,662+250.1% |
| Participant deferral / active EE | $13,026 | $4,985+161.3% | $4,166+212.7% | $6,690+94.7% |
| Admin fee / account holder | $7,707 | $9,912-22.2% | $7,686+0.3% | $13,392-42.4% |