Filed February 9, 2026
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,697 | $50,637-45.3% | $86,590-68.0% | $62,292-55.5% |
| Participation rate | 43.9% | 67.9%-24.0pp | 73.5%-29.6pp | 69.5%-25.6pp |
| Annual return | 10.55% | 20.80%-10.2pp | 964.84%-954.3pp | 28.90%-18.3pp |
| Employer contribution / active EE | $0 | $2,075-100.0% | $2,839-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,512 | $2,611-42.1% | $3,609-58.1% | $3,169-52.3% |
| Admin fee / account holder | $0 | $413-100.0% | $4,906-100.0% | $479-100.0% |