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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,239 | $180,459-79.4% | $154,108-75.8% | $135,380-72.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.85% | 888.21%-895.1pp | 735.21%-742.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $3,200 | $6,035-47.0% | $5,298-39.6% | $4,779-33.0% |
| Participant deferral / active EE | $6,563 | $5,806+13.0% | $5,081+29.2% | $5,609+17.0% |
| Admin fee / account holder | $403 | $16,145-97.5% | $13,411-97.0% | $10,828-96.3% |