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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,912 | $94,749-73.7% | $112,899-77.9% | $139,466-82.1% |
| Participation rate | 78.6% | 81.3%-2.7pp | 80.5%-2.0pp | 80.3%-1.8pp |
| Annual return | 24.44% | 40.92%-16.5pp | 34.11%-9.7pp | 373.66%-349.2pp |
| Employer contribution / active EE | $1,910 | $4,630-58.7% | $4,566-58.2% | $4,754-59.8% |
| Participant deferral / active EE | $6,084 | $6,517-6.6% | $6,516-6.6% | $6,712-9.4% |
| Admin fee / account holder | $511 | $8,530-94.0% | $7,047-92.7% | $11,409-95.5% |